A rollover accident occurred at 10 PM on Sunday, July 19, 2020. According to KTTN, the vehicle traveled over the median on I-35 and overturned multiple times. The passenger, who was not wearing a seatbelt, was ejected from the car and had to be life-flighted from a local hospital to the Truman Medical Center. The driver of the vehicle was uninjured, but the car was totaled.
Single-vehicle accidents, while not as generally feared as collisions with other vehicles, cause an average of 55% of all traffic fatalities nationwide. In such a case, the driver of the vehicle is nearly always determined to be at fault.
That may seem obvious, but even cases that could be beyond the driver’s control will be considered the fault of the driver. If a tire blows out, the driver has “failed to maintain the vehicle”. If a deer runs into the road, the driver has “failed to be vigilant”. If the roads are slick and the driver loses control, they have “failed to operate at speeds appropriate for the conditions”. They will be ruled at fault and will not be able to recover money unless they have MedPay.
Any passengers, on the other hand, will be able to receive money from liability coverage because they were injured “due to the negligence of the driver”. They will also be able to recover from MedPay if they have it.
MedPay is an often overlooked and under-purchased product that could really make a difference in an accident. Depending on what kind of plan you have, it can be a great asset in paying your medical bills after an accident. If you are at fault, MedPay may be your only resource in paying your bills. Therefore, it is very much worth the cost.
We at the offices of Jones Brown Law PLLC come across many cases in which our client has neglected to purchase MedPay. In fact, the vast majority of our clients do not have this vital feature in their insurance policy. If you are injured in an accident with no way to pay your bills, contact us for a free consultation with an attorney at 855-525-2999 (855-JBLAW-99).